Affairs & Money Moves

There’s been renewed geopolitical tension between Israel and Iran.

While I won’t comment on who’s right or wrong, I will talk about what this means for the markets.

Markets hate uncertainty — and geopolitical flare-ups like this tend to create volatility — especially in currency markets and commodity prices. Tensions in the Middle East have historically impacted oil, equities, and investor confidence worldwide.

👉 This is exactly why I always keep at least 10% of my portfolio in gold.

Gold is a safe haven asset. It doesn’t yield a return like stocks or bonds, but it tends to hold — or rise — when the rest of the market gets shaky. It’s been around for thousands of years and isn’t going anywhere. In recent months, gold has performed very well — and for me, it’s a key stabilizer.

I invest in gold through RMAP.L, an ETF backed by the Royal Mint — so even though it’s an ETF, it’s backed by physical gold.

👉 Diversification isn’t optional — it’s essential.

💡 Money-Making Tip of the Week

Calculate your Buyback Rate — and start buying back your time.

One of my favourite concepts from Dan Martell’s brilliant book, Buy Back Your Time, is this simple formula:

Buyback Rate = (Your Income × 4) ÷ 2,000

This tells you the hourly rate of tasks you should NOT be doing — because your time is worth more elsewhere.

Example:

If you earn $100K/year →

Buyback Rate = ($100K × 4) ÷ 2,000 = $200/hour.

If you’re spending time on $10–$50/hour tasks — you’re losing money.

How I use it:

In my businesses, I now focus only on high-leverage work — like strategic growth and acquisitions — and delegate everything else.

When not to use it:

Skills you want to learn, trust-based tasks, or strategic areas you personally want to drive.

👉 Highly recommend the book: Buy Back Your Time on Amazon.

📈 Investment Insight of the Week

Fidelity Global Technology Fund — my long-term tech core.

My dad and I have held this fund for 10+ years, and it’s delivered ≈ 21% annualised return (as of June 2025).

Why I like it:

• Diversified global tech exposure — from U.S. giants to emerging markets

• Actively managed to follow major trends

• I believe tech is only going one way: up.

Valuation caution:

The fund’s P/E ratio is ~17, lower than many tech peers (~24), but higher than the broader market (~15–20).

👉 In short: You’re paying for growth — but valuations are elevated.

I’m staying invested — but always with a long-term lens and awareness of short-term pricing.

🛠 Tool of the Week

Loom — record once, share forever.

Loom was one of the very first tools I used when starting Agility Communications — and I still use it today.

How I use it:

• Internal SOPs — record tasks for new hires

• Onboarding — so I don’t repeat the same training

• Quick communication — record instead of typing or meeting

Other great uses:

• Client demos

• Bug reporting

• Investor updates

It’s fast, clear, and scalable.

👉 Try it at loom.com

🚀 CTA of the Week

Want to build your first million?

Join Millionaire Makers Club — my free Skool community for entrepreneurs and investors like you.

👉 Join here — it’s free.

Until next week — keep taking action!